Monday, June 29, 2009

Ask for Kwik Fit Car Insurance quote and get 28% discount


Just an announcement for all you car owners out there. For all those customers opting for a quote from Kwik Fit car insurance will be eligible for an extra online discount which sums up the total discount to 28% off making extra discount available but the offer is valid for just one single day.

If you ask for a quote on Monday June 29 you will be eligible for an additional eight percent discount to the existing twenty percent online discount being offered.

One more thing you would be eligible to receive a free satellite navigation device worth £29.99 with every policy you purchase apart from ten per cent discount at Kwik Fit centers. So if you are interested check for the details out here.

Saturday, June 27, 2009

More than a million South Carolinians don’t have health insurance


If you are from South Carolina then you must read this. As per government statistics more than a million South Carolinians don’t possess health insurance. In today’s age where medical expenses are touching the roof you simply cannot ignore health insurance.

The best option for you would be to opt for health insurance even if it means additional burden on you but one must realize that the benefits outweigh more than the costs attached to it.

Keep these following tips in mind before purchasing a health insurance for yourself:

Check out on websites such as eHealthinsurance.com and compare health insurance benefits and prices attached to them.

Visit the Department of Insurance of South Carolina where you can come across complaint records of individual insurance companies.

Opt for the services of a health care broker who will be able to help you in finding out with which company you have a greater chance of being accepted depending on your health conditions. You don’t have to pay your broker a single penny as he or she would be paid commission by the insurance company itself.

So go ahead and get yourself health insurance for your own benefit.

Thursday, June 25, 2009

How to come out debt free from college

You have finished school and are wondering as to how you will be able to pay for the debt you mounted during your study days. There are many students out there who wonder whether they ever will be able to pay back their dues or not. Take the case of a law school student who had $120,000 in debt and is still trying to figure out whether he will be able to repay the loans and is still questioning whether it was worthy of spending such amount of money on education.

Most of the students tend to panic in such situations as paying back this loan can be daunting in tough times where thousands of people are losing their job each day.

Parents and students don’t need to panic in such situations and should work towards ensuring a debt free life for themselves. One way to get rid of this debt cycle is to own some kind of property which generates income from rent while you are still studying in school and though it may seem difficult at first but parents and students can certainly benefit from it. The good thing is first time buyers will also be able to benefit from the $8,000 tax credit.

So by the time you graduate you will stand apart from the rest as you will be debt free. Think about it!!

Tuesday, June 23, 2009

How to come out debt free from college


You have finished school and are wondering as to how you will be able to pay for the debt you mounted during your study days. There are many students out there who wonder whether they ever will be able to pay back their dues or not. Take the case of a law school student who had $120,000 in debt and is still trying to figure out whether he will be able to repay the loans and is still questioning whether it was worthy of spending such amount of money on education.

Most of the students tend to panic in such situations as paying back this loan can be daunting in tough times where thousands of people are losing their job each day.

Parents and students don’t need to panic in such situations and should work towards ensuring a debt free life for themselves. One way to get rid of this debt cycle is to own some kind of property which generates income from rent while you are still studying in school and though it may seem difficult at first but parents and students can certainly benefit from it. The good thing is first time buyers will also be able to benefit from the $8,000 tax credit.

So by the time you graduate you will stand apart from the rest as you will be debt free. Think about it!!

Monday, June 22, 2009

Apply for Japanese Scholarship before it’s too late



Are you a student from Bahrain wanting to earn Japanese scholarship then here is your last chance to earn it? Don’t worry you still have time to apply for Culture, Sports, Science and Technology Scholarship 2010 at the Japanese Embassy.

Given below are the criteria to be eligible for the Japanese Culture, Sports, Science and Technology Scholarship 2010:

You should have been born between April 2, 1988, and April 1, 1993
Completed twelve year school education whereas research students should have been born on or after April 2, 1975.

The Japanese embassy will be conducting primary screening of candidates on recommendation of Education Ministry based on submitted application documents, interviews and written examinations.

Further secondary screening will be conducted depending on the results of primary screening. The last date for submitting the documents is before June 26 and benefits include air fare between Japan and Bahrain apart from monthly allowance and tuition fees.

Students interested in the scholarship can get in touch with the embassy on 17716565 or 17711323 for further information.

Saturday, June 20, 2009

Your child and his first credit card


Your child has grown up and intends to get his first credit card then you must take the following things in consideration so that he or she doesn’t burn his fingers in the process.

Keep the following things in mind before shopping for the first ever credit card for your child:

What is the reason behind purchasing credit card for your child?
Spending habits of the child
Risk tolerance level

While shopping for the first ever credit card for your child check out for the following things:

Fees

What kind of fees is charged by the card company? Does it include annual fees and other fees such as international transactions, cash advances, charging over the credit limit, balance transfers or late payments?

Do explain all such charges to your child before handling over the card to him.

Introductory rates versus the real rate

The introductory rates change after a few months and the real rates take over and I must tell you that these credit card rates are not very attractive therefore a child needs to be explained about before he lands in some kind of shock.

Grace Period

What is the grace period offered by card company to its customers, the longer the better and this aspect must be explained to your child to avoid any kind of penalties.

Rewards programs

Also check out any kind of reward programs offered by companies which your child will be able to benefit immensely from it.

Last but not the least ask your child to pay off balance in full to keep their experience with credit cards a happy one.